Western New England Bancorp, Inc.
WNEB · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $122,741 | $112,018 | $99,260 | $92,413 |
| % Growth | 9.6% | 12.9% | 7.4% | – |
| Cost of Goods Sold | $49,350 | $34,081 | $7,396 | $5,747 |
| Gross Profit | $73,391 | $77,937 | $91,864 | $86,666 |
| % Margin | 59.8% | 69.6% | 92.5% | 93.8% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $34,146 | $33,535 | $33,745 | $33,184 |
| SG&A Expenses | $35,415 | $35,030 | $35,153 | $34,476 |
| Sales & Mktg Exp. | $1,269 | $1,495 | $1,408 | $1,292 |
| Other Operating Expenses | $23,019 | $23,323 | $22,082 | $20,466 |
| Operating Expenses | $58,434 | $58,353 | $57,235 | $54,942 |
| Operating Income | $14,963 | $19,584 | $34,629 | $31,724 |
| % Margin | 12.2% | 17.5% | 34.9% | 34.3% |
| Other Income/Exp. Net | -$6 | $0 | $0 | $0 |
| Pre-Tax Income | $14,957 | $19,584 | $34,629 | $31,724 |
| Tax Expense | $3,291 | $4,516 | $8,742 | $8,025 |
| Net Income | $11,666 | $15,068 | $25,887 | $23,699 |
| % Margin | 9.5% | 13.5% | 26.1% | 25.6% |
| EPS | 0.56 | 0.7 | 1.18 | 1.02 |
| % Growth | -20% | -40.7% | 15.7% | – |
| EPS Diluted | 0.56 | 0.7 | 1.18 | 1.02 |
| Weighted Avg Shares Out | 20,900 | 21,536 | 21,880 | 23,224 |
| Weighted Avg Shares Out Dil | 21,016 | 21,610 | 21,938 | 23,301 |
| Supplemental Information | – | – | – | – |
| Interest Income | $109,832 | $101,118 | $85,928 | $79,849 |
| Interest Expense | $50,015 | $33,209 | $6,696 | $6,672 |
| Depreciation & Amortization | $2,605 | $2,594 | $2,687 | $2,696 |
| EBITDA | $17,562 | $22,178 | $37,316 | $34,420 |
| % Margin | 14.3% | 19.8% | 37.6% | 37.2% |