Westamerica Bancorporation
WABC · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $311,169 | $327,535 | $266,877 | $216,788 |
| % Growth | -5% | 22.7% | 23.1% | – |
| Cost of Goods Sold | $17,719 | $2,740 | $1,925 | $1,955 |
| Gross Profit | $293,450 | $324,795 | $264,952 | $214,833 |
| % Margin | 94.3% | 99.2% | 99.3% | 99.1% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $50,292 | $47,871 | $46,125 | $48,011 |
| SG&A Expenses | $50,292 | $47,871 | $46,125 | $48,011 |
| Sales & Mktg Exp. | $0 | $0 | $0 | $0 |
| Other Operating Expenses | $54,099 | $55,345 | $53,236 | $49,795 |
| Operating Expenses | $104,391 | $103,216 | $99,361 | $97,806 |
| Operating Income | $189,059 | $221,579 | $165,591 | $117,027 |
| % Margin | 60.8% | 67.7% | 62% | 54% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $189,059 | $221,579 | $165,591 | $117,027 |
| Tax Expense | $50,423 | $59,811 | $43,557 | $30,518 |
| Net Income | $138,636 | $161,768 | $122,034 | $86,509 |
| % Margin | 44.6% | 49.4% | 45.7% | 39.9% |
| EPS | 5.2 | 6.06 | 4.54 | 3.22 |
| % Growth | -14.2% | 33.5% | 41% | – |
| EPS Diluted | 5.2 | 6.06 | 4.54 | 3.22 |
| Weighted Avg Shares Out | 26,685 | 26,703 | 26,895 | 26,855 |
| Weighted Avg Shares Out Dil | 26,686 | 26,706 | 26,907 | 26,870 |
| Supplemental Information | – | – | – | – |
| Interest Income | $268,014 | $284,013 | $221,756 | $173,443 |
| Interest Expense | $17,419 | $3,890 | $1,925 | $1,955 |
| Depreciation & Amortization | $10,404 | $11,774 | $16,565 | $16,617 |
| EBITDA | $199,463 | $233,353 | $182,156 | $133,644 |
| % Margin | 64.1% | 71.2% | 68.3% | 61.6% |