Westamerica Bancorporation

WABC · NASDAQ
Analyze with AI
9/30/2025
6/30/2025
3/31/2025
12/31/2024
Revenue$67,457$67,782$69,812$73,035
% Growth-0.5%-2.9%-4.4%
Cost of Goods Sold$3,645$3,189$2,846$3,466
Gross Profit$63,830$64,593$66,966$69,569
% Margin94.6%95.3%95.9%95.3%
R&D Expenses$0$0$0$0
G&A Expenses$21,743$12,303$12,126$12,461
SG&A Expenses$21,743$12,303$12,126$12,461
Sales & Mktg Exp.$0$0$0$0
Other Operating Expenses$4,057$13,226$13,001$13,392
Operating Expenses$25,800$25,529$25,127$25,853
Operating Income$37,940$39,064$41,839$43,716
% Margin56.2%57.6%59.9%59.9%
Other Income/Exp. Net$0$0$0$0
Pre-Tax Income$37,940$39,064$41,839$43,716
Tax Expense$9,677$9,998$10,802$12,016
Net Income$28,263$29,066$31,037$31,700
% Margin41.9%42.9%44.5%43.4%
EPS1.121.121.171.19
% Growth0%-4.3%-1.7%
EPS Diluted1.121.121.171.19
Weighted Avg Shares Out25,34125,88926,64226,699
Weighted Avg Shares Out Dil25,34125,88926,64226,701
Supplemental Information
Interest Income$57,234$57,467$59,491$62,402
Interest Expense$3,645$3,189$3,396$3,466
Depreciation & Amortization$0$2,212$2,009$2,167
EBITDA$37,940$41,276$43,848$45,883
% Margin56.2%60.9%62.8%62.8%