The Victory Bancorp, Inc.
VTYB · OTC
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $29,691 | $25,081 | $19,411 | $17,745 |
| % Growth | 18.4% | 29.2% | 9.4% | – |
| Cost of Goods Sold | $15,901 | $11,408 | $3,643 | $2,778 |
| Gross Profit | $13,790 | $13,673 | $15,768 | $14,967 |
| % Margin | 46.4% | 54.5% | 81.2% | 84.3% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $7,596 | $7,170 | $7,125 | $6,483 |
| SG&A Expenses | $7,663 | $7,268 | $7,205 | $6,547 |
| Sales & Mktg Exp. | $67 | $98 | $80 | $64 |
| Other Operating Expenses | $4,003 | $3,677 | $3,906 | $3,622 |
| Operating Expenses | $11,666 | $10,945 | $11,111 | $10,169 |
| Operating Income | $2,124 | $2,728 | $4,657 | $4,798 |
| % Margin | 7.2% | 10.9% | 24% | 27% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $2,124 | $2,728 | $4,657 | $4,798 |
| Tax Expense | $462 | $587 | $963 | $848 |
| Net Income | $1,662 | $2,141 | $3,694 | $3,950 |
| % Margin | 5.6% | 8.5% | 19% | 22.3% |
| EPS | 0.85 | 1.09 | 1.88 | 2.03 |
| % Growth | -22% | -42% | -7.4% | – |
| EPS Diluted | 0.85 | 1.06 | 1.8 | 1.94 |
| Weighted Avg Shares Out | 1,950 | 1,971 | 1,966 | 1,950 |
| Weighted Avg Shares Out Dil | 1,950 | 2,029 | 2,049 | 2,033 |
| Supplemental Information | – | – | – | – |
| Interest Income | $28,867 | $24,666 | $19,580 | $16,881 |
| Interest Expense | $15,703 | $11,163 | $3,669 | $2,444 |
| Depreciation & Amortization | $261 | $301 | $320 | $313 |
| EBITDA | $2,385 | $3,029 | $4,977 | $5,111 |
| % Margin | 8% | 12.1% | 25.6% | 28.8% |