The Victory Bancorp, Inc.

VTYB · OTC
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9/30/2025
6/30/2025
3/31/2025
12/31/2024
Revenue$7,698$7,374$7,088$7,473
% Growth4.4%4%-5.2%
Cost of Goods Sold$0$3,545$3,530$3,854
Gross Profit$0$3,829$3,558$3,619
% Margin0%51.9%50.2%48.4%
R&D Expenses$0$0$0$0
G&A Expenses$0$1,863$1,908$1,893
SG&A Expenses$0$1,981$1,929$1,909
Sales & Mktg Exp.$0$118$21$16
Other Operating Expenses$0$967$937$985
Operating Expenses$0$2,948$2,866$2,894
Operating Income$455$881$692$725
% Margin5.9%11.9%9.8%9.7%
Other Income/Exp. Net$0$0$0$0
Pre-Tax Income$455$881$692$725
Tax Expense$97$188$149$168
Net Income$358$693$543$557
% Margin4.7%9.4%7.7%7.5%
EPS0.180.350.280.28
% Growth-48.6%25%0%
EPS Diluted0.170.350.280.28
Weighted Avg Shares Out1,9911,9711,9711,993
Weighted Avg Shares Out Dil2,1061,9711,9711,993
Supplemental Information
Interest Income$0$7,149$6,927$7,281
Interest Expense$0$3,620$3,585$3,886
Depreciation & Amortization$0$0$0$0
EBITDA$455$881$692$725
% Margin5.9%11.9%9.8%9.7%