Valley National Bancorp

VLY · NASDAQ
Analyze with AI
9/30/2025
6/30/2025
3/31/2025
12/31/2024
Revenue$892$868$843$886
% Growth2.8%2.9%-4.9%
Cost of Goods Sold$400$410$427$519
Gross Profit$492$457$416$368
% Margin55.2%52.7%49.3%41.5%
R&D Expenses$0$0$0$0
G&A Expenses$155$158$155$150
SG&A Expenses$155$158$155$150
Sales & Mktg Exp.$0$0$0$0
Other Operating Expenses$127$127$121$129
Operating Expenses$282$284$277$279
Operating Income$210$173$139$89
% Margin23.5%20%16.5%10%
Other Income/Exp. Net$0$0$0$0
Pre-Tax Income$210$173$139$89
Tax Expense$47$40$33-$27
Net Income$163$133$106$116
% Margin18.3%15.3%12.6%13.1%
EPS0.280.230.180.2
% Growth21.7%27.8%-10%
EPS Diluted0.280.220.180.2
Weighted Avg Shares Out560560560536
Weighted Avg Shares Out Dil564563563540
Supplemental Information
Interest Income$827$805$785$835
Interest Expense$381$373$365$412
Depreciation & Amortization$16$17$18$21
EBITDA$226$191$157$110
% Margin25.4%22%18.6%12.4%