Velocity Financial, Inc.
VEL · NYSE
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $172,294 | $166,016 | $119,261 | $124,886 |
| % Growth | 3.8% | 39.2% | -4.5% | – |
| Cost of Goods Sold | $95,424 | $89,579 | $81,231 | $17,703 |
| Gross Profit | $76,870 | $76,437 | $38,030 | $107,183 |
| % Margin | 44.6% | 46% | 31.9% | 85.8% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $23,574 | $22,903 | $1,783 | $22,173 |
| SG&A Expenses | $23,574 | $22,903 | $1,783 | $23,410 |
| Sales & Mktg Exp. | $0 | $0 | $0 | $1,237 |
| Other Operating Expenses | $17,921 | $19,612 | $42,279 | -$23,462 |
| Operating Expenses | $41,495 | $42,515 | $44,062 | -$52 |
| Operating Income | $35,375 | $33,922 | -$6,032 | $107,235 |
| % Margin | 20.5% | 20.4% | -5.1% | 85.9% |
| Other Income/Exp. Net | $0 | $0 | $32,926 | -$75,198 |
| Pre-Tax Income | $35,375 | $33,922 | $26,894 | $32,037 |
| Tax Expense | $9,963 | $7,752 | $8,246 | $11,232 |
| Net Income | $25,373 | $25,997 | $18,409 | $20,587 |
| % Margin | 14.7% | 15.7% | 15.4% | 16.5% |
| EPS | 0.66 | 0.69 | 0.55 | 0.62 |
| % Growth | -4.3% | 25.5% | -11.3% | – |
| EPS Diluted | 0.65 | 0.68 | 0.51 | 0.56 |
| Weighted Avg Shares Out | 38,073 | 37,194 | 33,687 | 32,653 |
| Weighted Avg Shares Out Dil | 38,800 | 37,790 | 36,811 | 36,097 |
| Supplemental Information | – | – | – | – |
| Interest Income | $145,683 | $137,072 | $118,740 | $114,936 |
| Interest Expense | $95,043 | $87,981 | $75,088 | $74,628 |
| Depreciation & Amortization | $323 | $338 | $138 | $302 |
| EBITDA | $35,698 | $34,260 | $102,120 | $107,235 |
| % Margin | 20.7% | 20.6% | 85.6% | 85.9% |