Velocity Financial, Inc.
VEL · NYSE
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $172 | $166 | $119 | $125 |
| % Growth | 3.8% | 39.2% | -4.5% | – |
| Cost of Goods Sold | $95 | $90 | $81 | $18 |
| Gross Profit | $77 | $76 | $38 | $107 |
| % Margin | 44.6% | 46% | 31.9% | 85.8% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $24 | $23 | $2 | $22 |
| SG&A Expenses | $24 | $23 | $2 | $23 |
| Sales & Mktg Exp. | $0 | $0 | $0 | $1 |
| Other Operating Expenses | $18 | $20 | $42 | -$23 |
| Operating Expenses | $41 | $43 | $44 | -$0 |
| Operating Income | $35 | $34 | -$6 | $107 |
| % Margin | 20.5% | 20.4% | -5.1% | 85.9% |
| Other Income/Exp. Net | $0 | $0 | $33 | -$75 |
| Pre-Tax Income | $35 | $34 | $27 | $32 |
| Tax Expense | $10 | $8 | $8 | $11 |
| Net Income | $25 | $26 | $18 | $21 |
| % Margin | 14.7% | 15.7% | 15.4% | 16.5% |
| EPS | 0.66 | 0.69 | 0.55 | 0.62 |
| % Growth | -4.3% | 25.5% | -11.3% | – |
| EPS Diluted | 0.65 | 0.68 | 0.51 | 0.56 |
| Weighted Avg Shares Out | 38 | 37 | 34 | 33 |
| Weighted Avg Shares Out Dil | 39 | 38 | 37 | 36 |
| Supplemental Information | – | – | – | – |
| Interest Income | $146 | $137 | $119 | $115 |
| Interest Expense | $95 | $88 | $75 | $75 |
| Depreciation & Amortization | $0 | $0 | $0 | $0 |
| EBITDA | $36 | $34 | $102 | $107 |
| % Margin | 20.7% | 20.6% | 85.6% | 85.9% |