Velocity Financial, Inc.
VEL · NYSE
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Operating Activities | – | – | – | – |
| Net Income | $25,412 | $26,170 | $18,648 | $20,805 |
| Dep. & Amort. | $323 | $338 | $607 | $302 |
| Deferred Tax | -$4,256 | -$867 | $2,963 | -$327 |
| Stock-Based Comp. | $2,154 | $2,029 | $1,970 | $1,645 |
| Change in WC | $5,282 | -$2,125 | $573 | $7,582 |
| Other Non-Cash | -$17,463 | -$17,883 | -$21,225 | $3,266 |
| Operating Cash Flow | $11,452 | $7,662 | $3,536 | $33,273 |
| Investing Activities | – | – | – | – |
| PP&E Inv. | -$66 | -$78 | -$80 | -$99 |
| Net Acquisitions | $0 | $0 | $0 | $0 |
| Inv. Purchases | $0 | $0 | $0 | $0 |
| Inv. Sales/Matur. | $0 | $0 | $0 | $0 |
| Other Inv. Act. | -$429,008 | -$441,120 | -$401,333 | -$355,970 |
| Investing Cash Flow | -$429,074 | -$441,198 | -$401,413 | -$356,069 |
| Financing Activities | – | – | – | – |
| Debt Repay. | $429,749 | $448,452 | $375,150 | $319,050 |
| Stock Issued | $8,835 | $12,852 | $28,797 | $8,300 |
| Stock Repurch. | -$179 | -$4,993 | $0 | $0 |
| Dividends Paid | $0 | $0 | $0 | $0 |
| Other Fin. Act. | -$162 | -$47 | -$2,439 | -$2,535 |
| Financing Cash Flow | $438,243 | $456,264 | $401,508 | $326,365 |
| Forex Effect | $0 | $0 | $0 | $0 |
| Net Chg. in Cash | $20,621 | $22,728 | $3,631 | $3,569 |
| Supplemental Information | – | – | – | – |
| Beg. Cash | $97,189 | $74,461 | $70,830 | $67,261 |
| End Cash | $117,810 | $97,189 | $74,461 | $70,830 |
| Free Cash Flow | $11,306 | $7,584 | $3,437 | $33,175 |