VersaBank
VBNK · NASDAQ
10/31/2025 | 10/31/2024 | 10/31/2023 | 10/31/2022 | |
|---|---|---|---|---|
| Revenue | $120,228 | $111,633 | $237,918 | $132,543 |
| % Growth | 7.7% | -53.1% | 79.5% | – |
| Cost of Goods Sold | $0 | $0 | $129,892 | $50,602 |
| Gross Profit | $120,228 | $111,633 | $108,026 | $81,941 |
| % Margin | 100% | 100% | 45.4% | 61.8% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $33,727 | $51,953 | $46,479 | $45,528 |
| SG&A Expenses | $78,735 | $51,953 | $46,479 | $45,528 |
| Sales & Mktg Exp. | $45,008 | $0 | $0 | $0 |
| Other Operating Expenses | $0 | $5,155 | $3,902 | $3,865 |
| Operating Expenses | $78,735 | $57,108 | $50,381 | $49,393 |
| Operating Income | $41,493 | $54,793 | $57,645 | $32,548 |
| % Margin | 34.5% | 49.1% | 24.2% | 24.6% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $41,493 | $54,793 | $57,645 | $32,548 |
| Tax Expense | $13,035 | $15,045 | $15,483 | $9,890 |
| Net Income | $28,458 | $39,748 | $42,162 | $22,658 |
| % Margin | 23.7% | 35.6% | 17.7% | 17.1% |
| EPS | 0.9 | 1.49 | 1.53 | 0.79 |
| % Growth | -39.6% | -2.6% | 93.7% | – |
| EPS Diluted | 0.9 | 1.49 | 1.57 | 0.79 |
| Weighted Avg Shares Out | 31,507 | 26,958 | 26,904 | 27,425 |
| Weighted Avg Shares Out Dil | 31,507 | 25,964 | 26,274 | 27,425 |
| Supplemental Information | – | – | – | – |
| Interest Income | $295,680 | $285,419 | $229,334 | $126,817 |
| Interest Expense | $179,512 | $182,764 | $129,283 | $50,151 |
| Depreciation & Amortization | $3,101 | $2,634 | $1,783 | $1,938 |
| EBITDA | $44,594 | $57,427 | $59,428 | $34,486 |
| % Margin | 37.1% | 51.4% | 25% | 26% |