VersaBank
VBNK · NASDAQ
10/31/2025 | 10/31/2024 | 10/31/2023 | 10/31/2022 | |
|---|---|---|---|---|
| Assets | – | – | – | – |
| Cash & Equivalents | $581,710 | $225,254 | $132,242 | $88,581 |
| Short-Term Investments | $953 | $953 | $953 | $953 |
| Receivables | $30,789 | $32,495 | $24,539 | $18,476 |
| Inventory | $0 | $0 | $0 | $0 |
| Other Curr. Assets | $0 | $0 | $0 | $0 |
| Total Curr. Assets | $613,452 | $258,702 | $157,734 | $108,010 |
| Property Plant & Equip (Net) | $26,360 | $26,619 | $9,963 | $10,990 |
| Goodwill | $12,301 | $12,301 | $5,754 | $5,754 |
| Intangibles | $10,560 | $12,054 | $2,791 | $3,185 |
| Long-Term Investments | $5,123,883 | $4,513,659 | $3,999,180 | $3,119,540 |
| Tax Assets | $4,039 | $750 | $4,058 | $2,128 |
| Other NC Assets | $17,880 | $14,399 | $22,130 | $16,391 |
| Total NC Assets | $5,195,023 | $4,579,782 | $4,043,876 | $3,157,988 |
| Other Assets | $0 | $0 | $0 | $0 |
| Total Assets | $5,808,475 | $4,838,484 | $4,201,610 | $3,265,998 |
| Liabilities | – | – | – | – |
| Payables | $0 | $0 | $9,681 | $7,662 |
| Short-Term Debt | $436 | $0 | $0 | $0 |
| Tax Payable | $126 | $893 | $7,466 | $5,797 |
| Deferred Revenue | $0 | $0 | $0 | $0 |
| Other Curr. Liab. | $4,860,301 | $4,143,780 | $3,525,900 | $2,651,743 |
| Total Curr. Liab. | $4,860,863 | $4,144,673 | $3,543,047 | $2,665,202 |
| LT Debt | $108,512 | $108,579 | $110,621 | $109,422 |
| Deferred Rev, NC | $0 | $0 | $0 | $0 |
| Deferred Tax Liab, NC | $33 | $141 | $731 | $786 |
| Other NC Liab. | $306,394 | $185,888 | $170,053 | $139,913 |
| Total NC Liab. | $414,939 | $294,608 | $281,405 | $250,121 |
| Other Liabilities | $0 | $0 | $0 | $0 |
| Cap. Leases | $4,996 | $6,076 | $3,771 | $4,471 |
| Total Liabilities | $5,275,802 | $4,439,281 | $3,824,452 | $2,915,323 |
| Equity | – | – | – | – |
| Pref Stock | $0 | $0 | $13,647 | $13,647 |
| Common Stock | $325,910 | $215,610 | $214,824 | $225,982 |
| Retained Earnings | $203,728 | $181,238 | $146,043 | $109,335 |
| AOCI | $562 | -$130 | $131 | $99 |
| Other Equity | $2,473 | $2,485 | $2,513 | $1,612 |
| Total Equity | $532,673 | $399,203 | $377,158 | $350,675 |
| Supplemental Information | – | – | – | – |
| Minority Interest | $0 | $0 | $0 | $0 |
| Total Liab. & Tot. Equity | $5,808,475 | $4,838,484 | $4,201,610 | $3,265,998 |
| Net Debt | -$472,762 | -$116,675 | -$21,621 | $20,841 |