VersaBank
VBNK · NASDAQ
10/31/2025 | 7/31/2025 | 4/30/2025 | 1/31/2025 | |
|---|---|---|---|---|
| Revenue | -$103,995 | $75,791 | $73,083 | $75,349 |
| % Growth | -237.2% | 3.7% | -3% | – |
| Cost of Goods Sold | $46,157 | $45,389 | $43,833 | $48,546 |
| Gross Profit | $33,773 | $30,402 | $29,250 | $26,803 |
| % Margin | -32.5% | 40.1% | 40% | 35.6% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $11,801 | $19,816 | $15,875 | $14,103 |
| SG&A Expenses | $23,871 | $19,816 | $15,875 | $14,103 |
| Sales & Mktg Exp. | $12,070 | $0 | $0 | $0 |
| Other Operating Expenses | $0 | $1,833 | $1,641 | $1,596 |
| Operating Expenses | $23,871 | $21,649 | $17,516 | $15,699 |
| Operating Income | $9,902 | $8,753 | $11,734 | $11,104 |
| % Margin | -9.5% | 11.5% | 16.1% | 14.7% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $9,902 | $8,753 | $11,734 | $11,104 |
| Tax Expense | $4,698 | $2,171 | $3,205 | $2,961 |
| Net Income | $5,204 | $6,582 | $8,529 | $8,143 |
| % Margin | -5% | 8.7% | 11.7% | 10.8% |
| EPS | 0.16 | 0.2 | 0.26 | 0.28 |
| % Growth | -20% | -23.1% | -7.1% | – |
| EPS Diluted | 0.16 | 0.2 | 0.26 | 0.28 |
| Weighted Avg Shares Out | 32,571 | 32,369 | 32,519 | 29,061 |
| Weighted Avg Shares Out Dil | 32,571 | 32,369 | 32,519 | 29,061 |
| Supplemental Information | – | – | – | – |
| Interest Income | $77,471 | $73,987 | $70,976 | $73,246 |
| Interest Expense | $44,838 | $44,208 | $42,944 | $47,522 |
| Depreciation & Amortization | $902 | $727 | $728 | $744 |
| EBITDA | $10,804 | $9,480 | $12,462 | $11,848 |
| % Margin | -10.4% | 12.5% | 17.1% | 15.7% |