VersaBank
VBNK · NASDAQ
10/31/2025 | 7/31/2025 | 4/30/2025 | 1/31/2025 | |
|---|---|---|---|---|
| Revenue | -$104 | $76 | $73 | $75 |
| % Growth | -237.2% | 3.7% | -3% | – |
| Cost of Goods Sold | $46 | $45 | $44 | $49 |
| Gross Profit | $34 | $30 | $29 | $27 |
| % Margin | -32.5% | 40.1% | 40% | 35.6% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $12 | $20 | $16 | $14 |
| SG&A Expenses | $24 | $20 | $16 | $14 |
| Sales & Mktg Exp. | $12 | $0 | $0 | $0 |
| Other Operating Expenses | $0 | $2 | $2 | $2 |
| Operating Expenses | $24 | $22 | $18 | $16 |
| Operating Income | $10 | $9 | $12 | $11 |
| % Margin | -9.5% | 11.5% | 16.1% | 14.7% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $10 | $9 | $12 | $11 |
| Tax Expense | $5 | $2 | $3 | $3 |
| Net Income | $5 | $7 | $9 | $8 |
| % Margin | -5% | 8.7% | 11.7% | 10.8% |
| EPS | 0.16 | 0.2 | 0.26 | 0.28 |
| % Growth | -20% | -23.1% | -7.1% | – |
| EPS Diluted | 0.16 | 0.2 | 0.26 | 0.28 |
| Weighted Avg Shares Out | 33 | 32 | 33 | 29 |
| Weighted Avg Shares Out Dil | 33 | 32 | 33 | 29 |
| Supplemental Information | – | – | – | – |
| Interest Income | $77 | $74 | $71 | $73 |
| Interest Expense | $45 | $44 | $43 | $48 |
| Depreciation & Amortization | $1 | $1 | $1 | $1 |
| EBITDA | $11 | $9 | $12 | $12 |
| % Margin | -10.4% | 12.5% | 17.1% | 15.7% |