VersaBank
VBNK · NASDAQ
10/31/2025 | 7/31/2025 | 4/30/2025 | 1/31/2025 | |
|---|---|---|---|---|
| Operating Activities | – | – | – | – |
| Net Income | $5 | $7 | $9 | $8 |
| Dep. & Amort. | $1 | $1 | $1 | $1 |
| Deferred Tax | $5 | $2 | $3 | $3 |
| Stock-Based Comp. | $0 | $0 | $0 | $0 |
| Change in WC | $69 | $182 | -$100 | -$104 |
| Other Non-Cash | -$30 | -$8 | -$11 | $3 |
| Operating Cash Flow | $49 | $184 | -$99 | -$89 |
| Investing Activities | – | – | – | – |
| PP&E Inv. | -$0 | $0 | $1 | -$1 |
| Net Acquisitions | $0 | $0 | $0 | $0 |
| Inv. Purchases | $0 | $0 | $0 | $0 |
| Inv. Sales/Matur. | $83 | -$53 | $53 | $137 |
| Other Inv. Act. | -$5 | -$4 | $4 | $0 |
| Investing Cash Flow | $77 | -$58 | $58 | $135 |
| Financing Activities | – | – | – | – |
| Debt Repay. | -$0 | -$0 | $0 | -$0 |
| Stock Issued | $0 | $0 | -$1 | $115 |
| Stock Repurch. | -$3 | -$5 | $0 | $0 |
| Dividends Paid | -$1 | -$1 | -$1 | -$1 |
| Other Fin. Act. | -$1 | $0 | $0 | $0 |
| Financing Cash Flow | -$4 | -$6 | -$1 | $114 |
| Forex Effect | -$1 | $1 | -$3 | $1 |
| Net Chg. in Cash | $121 | $120 | -$47 | $161 |
| Supplemental Information | – | – | – | – |
| Beg. Cash | $460 | $340 | $387 | $225 |
| End Cash | $582 | $460 | $340 | $387 |
| Free Cash Flow | $49 | $184 | -$99 | -$91 |