VersaBank
VBNK · NASDAQ
10/31/2025 | 10/31/2024 | 10/31/2023 | 10/31/2022 | |
|---|---|---|---|---|
| Operating Activities | – | – | – | – |
| Net Income | $28 | $40 | $42 | $23 |
| Dep. & Amort. | $3 | $3 | $2 | $2 |
| Deferred Tax | $13 | $15 | $15 | $10 |
| Stock-Based Comp. | $0 | $0 | $1 | $1 |
| Change in WC | $87 | $230 | $12 | -$75 |
| Other Non-Cash | -$88 | -$15 | $22 | $7 |
| Operating Cash Flow | -$679 | $273 | $95 | -$33 |
| Investing Activities | – | – | – | – |
| PP&E Inv. | -$1 | -$19 | -$0 | -$1 |
| Net Acquisitions | $0 | -$12 | $0 | $0 |
| Inv. Purchases | -$5 | $0 | -$28 | -$141 |
| Inv. Sales/Matur. | $219 | $0 | $0 | $0 |
| Other Inv. Act. | $0 | -$127 | $0 | $0 |
| Investing Cash Flow | $212 | -$158 | -$28 | -$142 |
| Financing Activities | – | – | – | – |
| Debt Repay. | -$0 | -$6 | -$1 | -$1 |
| Stock Issued | $0 | $1 | $0 | $0 |
| Stock Repurch. | -$9 | $0 | -$13 | -$2 |
| Dividends Paid | -$3 | -$4 | -$4 | -$4 |
| Other Fin. Act. | $30 | -$15 | $0 | $0 |
| Financing Cash Flow | $102 | -$23 | -$17 | -$6 |
| Forex Effect | -$2 | $1 | -$6 | -$2 |
| Net Chg. in Cash | $356 | $93 | $44 | -$183 |
| Supplemental Information | – | – | – | – |
| Beg. Cash | $225 | $132 | $89 | $272 |
| End Cash | $582 | $225 | $132 | $89 |
| Free Cash Flow | -$680 | $254 | $94 | -$33 |