USCB Financial Holdings, Inc.
USCB · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $143,973 | $108,420 | $76,167 | $63,937 |
| % Growth | 32.8% | 42.3% | 19.1% | – |
| Cost of Goods Sold | $64,454 | $44,816 | $9,934 | $4,066 |
| Gross Profit | $79,519 | $63,604 | $66,233 | $59,871 |
| % Margin | 55.2% | 58.7% | 87% | 93.6% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $28,793 | $24,429 | $23,943 | $21,438 |
| SG&A Expenses | $28,793 | $24,429 | $23,943 | $21,438 |
| Sales & Mktg Exp. | $0 | $0 | $0 | $0 |
| Other Operating Expenses | $18,249 | $17,379 | $15,205 | $10,756 |
| Operating Expenses | $47,042 | $41,808 | $39,148 | $32,194 |
| Operating Income | $32,477 | $21,796 | $27,085 | $27,677 |
| % Margin | 22.6% | 20.1% | 35.6% | 43.3% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $32,477 | $21,796 | $27,085 | $27,677 |
| Tax Expense | $7,803 | $5,251 | $6,944 | $6,600 |
| Net Income | $24,674 | $16,545 | $20,141 | $21,077 |
| % Margin | 17.1% | 15.3% | 26.4% | 33% |
| EPS | 1.25 | 0.84 | 1.01 | -6.72 |
| % Growth | 48.8% | -16.8% | 115% | – |
| EPS Diluted | 1.24 | 0.84 | 1 | -6.72 |
| Weighted Avg Shares Out | 19,680 | 19,622 | 19,999 | 19,454 |
| Weighted Avg Shares Out Dil | 19,830 | 19,688 | 20,177 | 19,567 |
| Supplemental Information | – | – | – | – |
| Interest Income | $131,233 | $101,017 | $71,100 | $56,722 |
| Interest Expense | $61,297 | $42,449 | $7,439 | $4,226 |
| Depreciation & Amortization | $587 | $590 | $688 | $1,033 |
| EBITDA | $33,064 | $22,386 | $27,773 | $28,710 |
| % Margin | 23% | 20.6% | 36.5% | 44.9% |