USCB Financial Holdings, Inc.
USCB · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $41,404 | $39,524 | $37,694 | $37,794 |
| % Growth | 4.8% | 4.9% | -0.3% | – |
| Cost of Goods Sold | $16,551 | $16,151 | $15,544 | $15,839 |
| Gross Profit | $24,853 | $23,373 | $22,150 | $21,955 |
| % Margin | 60% | 59.1% | 58.8% | 58.1% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $7,909 | $263 | $7,636 | $7,930 |
| SG&A Expenses | $7,909 | $9,554 | $7,636 | $7,930 |
| Sales & Mktg Exp. | $0 | $9,291 | $0 | $0 |
| Other Operating Expenses | $5,139 | $3,080 | $4,416 | $4,924 |
| Operating Expenses | $13,048 | $12,634 | $12,052 | $12,854 |
| Operating Income | $11,805 | $10,739 | $10,098 | $9,101 |
| % Margin | 28.5% | 27.2% | 26.8% | 24.1% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $11,805 | $10,739 | $10,098 | $9,101 |
| Tax Expense | $2,866 | $2,599 | $2,440 | $2,197 |
| Net Income | $8,939 | $8,140 | $7,658 | $6,904 |
| % Margin | 21.6% | 20.6% | 20.3% | 18.3% |
| EPS | 0.46 | 0.41 | 0.38 | 0.35 |
| % Growth | 12.2% | 7.9% | 8.6% | – |
| EPS Diluted | 0.45 | 0.4 | 0.38 | 0.34 |
| Weighted Avg Shares Out | 19,525 | 20,059 | 20,021 | 19,800 |
| Weighted Avg Shares Out Dil | 19,756 | 20,296 | 20,320 | 20,180 |
| Supplemental Information | – | – | – | – |
| Interest Income | $37,720 | $36,154 | $33,978 | $34,167 |
| Interest Expense | $16,446 | $15,120 | $14,863 | $14,809 |
| Depreciation & Amortization | $158 | $150 | $148 | $151 |
| EBITDA | $11,963 | $10,889 | $10,246 | $9,252 |
| % Margin | 28.9% | 27.6% | 27.2% | 24.5% |