Upstart Holdings, Inc.
UPST · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $676,961 | $547,719 | $853,287 | $849,887 |
| % Growth | 23.6% | -35.8% | 0.4% | – |
| Cost of Goods Sold | $48,127 | $39,600 | $15,527 | $3,274 |
| Gross Profit | $628,834 | $508,119 | $837,760 | $846,613 |
| % Margin | 92.9% | 92.8% | 98.2% | 99.6% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $388,931 | $362,806 | $373,284 | $239,019 |
| SG&A Expenses | $555,731 | $489,949 | $719,060 | $572,472 |
| Sales & Mktg Exp. | $166,800 | $127,143 | $345,776 | $333,453 |
| Other Operating Expenses | $201,499 | $258,195 | $227,774 | $140,410 |
| Operating Expenses | $757,230 | $748,144 | $946,834 | $712,882 |
| Operating Income | -$128,396 | -$240,025 | -$109,074 | $133,731 |
| % Margin | -19% | -43.8% | -12.8% | 15.7% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | -$128,396 | -$240,025 | -$109,074 | $133,731 |
| Tax Expense | $185 | $107 | -$409 | -$1,712 |
| Net Income | -$128,581 | -$240,132 | -$108,665 | $135,443 |
| % Margin | -19% | -43.8% | -12.7% | 15.9% |
| EPS | -1.44 | -2.87 | -1.31 | 1.73 |
| % Growth | 49.8% | -119.1% | -175.7% | – |
| EPS Diluted | -1.44 | -2.87 | -1.31 | 1.43 |
| Weighted Avg Shares Out | 89,450 | 83,766 | 82,771 | 78,106 |
| Weighted Avg Shares Out Dil | 89,450 | 83,766 | 82,771 | 94,773 |
| Supplemental Information | – | – | – | – |
| Interest Income | $186,360 | $168,996 | $105,580 | $20,634 |
| Interest Expense | $48,127 | $34,894 | $10,843 | $3,274 |
| Depreciation & Amortization | $20,549 | $24,903 | $13,513 | $7,541 |
| EBITDA | -$107,847 | -$215,122 | -$95,561 | $141,272 |
| % Margin | -15.9% | -39.3% | -11.2% | 16.6% |