Upstart Holdings, Inc.
UPST · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Operating Activities | – | – | – | – |
| Net Income | -$128,581 | -$240,132 | -$108,665 | $135,443 |
| Dep. & Amort. | $20,549 | $24,903 | $13,513 | $7,541 |
| Deferred Tax | $0 | $0 | $0 | $0 |
| Stock-Based Comp. | $133,400 | $0 | $125,945 | $73,186 |
| Change in WC | $61,482 | -$340,600 | -$21,866 | $55,244 |
| Other Non-Cash | $99,481 | $395,336 | -$683,608 | -$103,061 |
| Operating Cash Flow | $186,331 | -$160,493 | -$674,681 | $168,353 |
| Investing Activities | – | – | – | – |
| PP&E Inv. | -$837 | -$12,086 | -$22,913 | -$8,427 |
| Net Acquisitions | $0 | -$56,892 | -$16,757 | -$16,757 |
| Inv. Purchases | -$63,284 | -$157,223 | -$1,250 | -$40,000 |
| Inv. Sales/Matur. | $0 | $103,418 | $14,289 | $0 |
| Other Inv. Act. | -$173,605 | $4,328 | -$87,494 | -$78,693 |
| Investing Cash Flow | -$237,726 | -$118,455 | -$114,125 | -$143,877 |
| Financing Activities | – | – | – | – |
| Debt Repay. | $562,657 | $27,653 | $287,915 | $647,106 |
| Stock Issued | $0 | $178,199 | $0 | $263,931 |
| Stock Repurch. | -$22 | $0 | -$177,883 | $0 |
| Dividends Paid | $0 | $0 | $0 | $0 |
| Other Fin. Act. | -$2,764 | $8,416 | $20,000 | -$55,605 |
| Financing Cash Flow | $559,871 | $214,268 | $130,032 | $855,432 |
| Forex Effect | $0 | $0 | $0 | $0 |
| Net Chg. in Cash | $508,476 | -$64,680 | -$658,774 | $879,908 |
| Supplemental Information | – | – | – | – |
| Beg. Cash | $467,787 | $532,467 | $1,191,241 | $311,333 |
| End Cash | $976,263 | $467,787 | $532,467 | $1,191,241 |
| Free Cash Flow | $185,494 | -$162,020 | -$697,594 | $153,238 |