Upstart Holdings, Inc.
UPST · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Market Cap | $4,911,485 | $6,178,645 | $4,339,478 | $5,675,172 |
| - Cash | $836,905 | $400,556 | $605,365 | $793,607 |
| + Debt | $1,951,480 | $1,472,312 | $1,381,937 | $1,452,446 |
| Enterprise Value | $6,026,060 | $7,250,401 | $5,116,050 | $6,334,011 |
| Revenue | $285,899 | $257,291 | $220,391 | $226,395 |
| % Growth | 11.1% | 16.7% | -2.7% | – |
| Gross Profit | $236,109 | $251,448 | $213,371 | $211,270 |
| % Margin | 82.6% | 97.7% | 96.8% | 93.3% |
| EBITDA | $38,591 | $11,499 | $3,982 | $2,055 |
| % Margin | 13.5% | 4.5% | 1.8% | 0.9% |
| Net Income | $31,805 | $5,607 | -$2,447 | -$2,755 |
| % Margin | 11.1% | 2.2% | -1.1% | -1.2% |
| EPS Diluted | 0.23 | 0.055 | -0.026 | -0.03 |
| % Growth | 322% | 309.6% | 13% | – |
| Operating Cash Flow | -$122,629 | -$120,162 | -$13,486 | -$110,926 |
| Capital Expenditures | -$75 | -$115 | -$6,159 | $0 |
| Free Cash Flow | -$122,704 | -$120,277 | -$19,645 | -$110,926 |