Upstart Holdings, Inc.
UPST · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Operating Activities | – | – | – | – |
| Net Income | $32 | $6 | -$2 | -$3 |
| Dep. & Amort. | $6 | $6 | $6 | $5 |
| Deferred Tax | $0 | $0 | $0 | $0 |
| Stock-Based Comp. | $0 | $0 | $30 | $0 |
| Change in WC | -$120 | -$130 | -$43 | -$131 |
| Other Non-Cash | -$41 | -$1 | -$5 | $18 |
| Operating Cash Flow | -$123 | -$120 | -$13 | -$111 |
| Investing Activities | – | – | – | – |
| PP&E Inv. | -$4 | -$4 | -$6 | -$3 |
| Net Acquisitions | $49 | $28 | $0 | $5 |
| Inv. Purchases | -$288 | -$228 | $0 | -$127 |
| Inv. Sales/Matur. | $123 | $91 | $0 | $45 |
| Other Inv. Act. | -$1 | $4 | -$72 | $2 |
| Investing Cash Flow | -$121 | -$110 | -$79 | -$78 |
| Financing Activities | – | – | – | – |
| Debt Repay. | $371 | $82 | -$80 | $542 |
| Stock Issued | $8 | $2 | $13 | $1 |
| Stock Repurch. | $0 | $0 | $0 | $0 |
| Dividends Paid | $0 | $0 | $0 | $0 |
| Other Fin. Act. | -$1 | $9 | $22 | -$34 |
| Financing Cash Flow | $379 | $92 | -$45 | $509 |
| Forex Effect | $0 | $0 | $0 | $0 |
| Net Chg. in Cash | $135 | -$138 | -$137 | $320 |
| Supplemental Information | – | – | – | – |
| Beg. Cash | $701 | $840 | $976 | $656 |
| End Cash | $837 | $701 | $840 | $976 |
| Free Cash Flow | -$123 | -$120 | -$20 | -$111 |