Upstart Holdings, Inc.
UPST · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Assets | – | – | – | – |
| Cash & Equivalents | $494,887 | $400,556 | $605,365 | $793,607 |
| Short-Term Investments | $0 | $0 | $0 | $0 |
| Receivables | $235,126 | $206,846 | $144,259 | $126,557 |
| Inventory | $0 | $0 | $0 | $0 |
| Other Curr. Assets | $30,555 | $26,950 | $28,129 | $28,830 |
| Total Curr. Assets | $760,568 | $634,352 | $777,753 | $948,994 |
| Property Plant & Equip (Net) | $78,905 | $81,562 | $82,964 | $82,468 |
| Goodwill | $67,062 | $67,062 | $67,062 | $67,062 |
| Intangibles | $8,574 | $8,860 | $9,145 | $9,431 |
| Long-Term Investments | $1,272,050 | $1,061,247 | $857,056 | $849,418 |
| Tax Assets | $0 | $0 | $0 | $0 |
| Other NC Assets | $717,689 | $624,785 | $502,297 | $409,585 |
| Total NC Assets | $2,144,280 | $1,843,516 | $1,518,524 | $1,417,964 |
| Other Assets | $0 | $0 | $0 | $0 |
| Total Assets | $2,904,848 | $2,477,868 | $2,296,277 | $2,366,958 |
| Liabilities | – | – | – | – |
| Payables | $11,781 | $28,765 | $13,344 | $12,381 |
| Short-Term Debt | $140,522 | $189,539 | $126,975 | $195,605 |
| Tax Payable | $0 | $0 | $0 | $0 |
| Deferred Revenue | $0 | $0 | $0 | $0 |
| Other Curr. Liab. | $76,884 | $74,475 | $51,167 | $102,295 |
| Total Curr. Liab. | $229,187 | $292,779 | $191,486 | $310,281 |
| LT Debt | $1,755,783 | $1,282,773 | $1,254,962 | $1,256,841 |
| Deferred Rev, NC | $0 | $0 | $0 | $0 |
| Deferred Tax Liab, NC | $0 | $0 | $0 | $0 |
| Other NC Liab. | $176,160 | $180,306 | $173,187 | $166,618 |
| Total NC Liab. | $1,931,943 | $1,463,079 | $1,428,149 | $1,423,459 |
| Other Liabilities | $0 | $0 | $0 | $0 |
| Cap. Leases | $40,551 | $43,833 | $47,074 | $50,278 |
| Total Liabilities | $2,161,130 | $1,755,858 | $1,619,635 | $1,733,740 |
| Equity | – | – | – | – |
| Pref Stock | $0 | $0 | $0 | $0 |
| Common Stock | $10 | $10 | $10 | $9 |
| Retained Earnings | -$376,192 | -$407,997 | -$413,604 | -$411,157 |
| AOCI | $0 | $0 | $0 | $0 |
| Other Equity | $1,119,900 | $1,129,997 | $1,090,236 | $1,044,366 |
| Total Equity | $743,718 | $722,010 | $676,642 | $633,218 |
| Supplemental Information | – | – | – | – |
| Minority Interest | $0 | $0 | $0 | $0 |
| Total Liab. & Tot. Equity | $2,904,848 | $2,477,868 | $2,296,277 | $2,366,958 |
| Net Debt | $1,401,418 | $1,071,756 | $776,572 | $658,839 |