Upstart Holdings, Inc.
UPST · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Assets | – | – | – | – |
| Cash & Equivalents | $495 | $401 | $605 | $794 |
| Short-Term Investments | $0 | $0 | $0 | $0 |
| Receivables | $235 | $207 | $144 | $127 |
| Inventory | $0 | $0 | $0 | $0 |
| Other Curr. Assets | $31 | $27 | $28 | $29 |
| Total Curr. Assets | $761 | $634 | $778 | $949 |
| Property Plant & Equip (Net) | $79 | $82 | $83 | $82 |
| Goodwill | $67 | $67 | $67 | $67 |
| Intangibles | $9 | $9 | $9 | $9 |
| Long-Term Investments | $1,272 | $1,061 | $857 | $849 |
| Tax Assets | $0 | $0 | $0 | $0 |
| Other NC Assets | $718 | $625 | $502 | $410 |
| Total NC Assets | $2,144 | $1,844 | $1,519 | $1,418 |
| Other Assets | $0 | $0 | $0 | $0 |
| Total Assets | $2,905 | $2,478 | $2,296 | $2,367 |
| Liabilities | – | – | – | – |
| Payables | $12 | $29 | $13 | $12 |
| Short-Term Debt | $141 | $190 | $127 | $196 |
| Tax Payable | $0 | $0 | $0 | $0 |
| Deferred Revenue | $0 | $0 | $0 | $0 |
| Other Curr. Liab. | $77 | $74 | $51 | $102 |
| Total Curr. Liab. | $229 | $293 | $191 | $310 |
| LT Debt | $1,756 | $1,283 | $1,255 | $1,257 |
| Deferred Rev, NC | $0 | $0 | $0 | $0 |
| Deferred Tax Liab, NC | $0 | $0 | $0 | $0 |
| Other NC Liab. | $176 | $180 | $173 | $167 |
| Total NC Liab. | $1,932 | $1,463 | $1,428 | $1,423 |
| Other Liabilities | $0 | $0 | $0 | $0 |
| Cap. Leases | $41 | $44 | $47 | $50 |
| Total Liabilities | $2,161 | $1,756 | $1,620 | $1,734 |
| Equity | – | – | – | – |
| Pref Stock | $0 | $0 | $0 | $0 |
| Common Stock | $0 | $0 | $0 | $0 |
| Retained Earnings | -$376 | -$408 | -$414 | -$411 |
| AOCI | $0 | $0 | $0 | $0 |
| Other Equity | $1,120 | $1,130 | $1,090 | $1,044 |
| Total Equity | $744 | $722 | $677 | $633 |
| Supplemental Information | – | – | – | – |
| Minority Interest | $0 | $0 | $0 | $0 |
| Total Liab. & Tot. Equity | $2,905 | $2,478 | $2,296 | $2,367 |
| Net Debt | $1,401 | $1,072 | $777 | $659 |