United Overseas Bank Limited
UOVEF · OTC
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $13,368,000 | $13,011,000 | $10,972,000 | $9,132,000 |
| % Growth | 2.7% | 18.6% | 20.1% | – |
| Cost of Goods Sold | $0 | $0 | $4,519,000 | $1,816,000 |
| Gross Profit | $13,368,000 | $13,011,000 | $11,577,000 | $9,132,000 |
| % Margin | 100% | 100% | 105.5% | 100% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $0 | $0 | $0 | $0 |
| SG&A Expenses | $0 | $3,916,000 | $3,320,000 | $2,916,000 |
| Sales & Mktg Exp. | $0 | $0 | $0 | $0 |
| Other Operating Expenses | $4,085,000 | $0 | $2,472,000 | $1,937,000 |
| Operating Expenses | $4,085,000 | $3,916,000 | $5,792,000 | $4,853,000 |
| Operating Income | $7,945,000 | $9,095,000 | $7,652,000 | $6,216,000 |
| % Margin | 59.4% | 69.9% | 69.7% | 68.1% |
| Other Income/Exp. Net | -$794,000 | -$2,232,000 | -$1,867,000 | -$1,279,000 |
| Pre-Tax Income | $7,151,000 | $6,863,000 | $5,785,000 | $4,937,000 |
| Tax Expense | $1,092,000 | $1,138,000 | $1,202,000 | $850,000 |
| Net Income | $6,045,000 | $5,711,000 | $4,573,000 | $4,075,000 |
| % Margin | 45.2% | 43.9% | 41.7% | 44.6% |
| EPS | 3.56 | 3.33 | 2.69 | 2.39 |
| % Growth | 6.9% | 23.8% | 12.6% | – |
| EPS Diluted | 3.54 | 3.33 | 2.68 | 2.38 |
| Weighted Avg Shares Out | 1,698,034 | 1,715,015 | 1,673,952 | 1,674,312 |
| Weighted Avg Shares Out Dil | 1,707,627 | 1,680,940 | 1,680,581 | 1,681,386 |
| Supplemental Information | – | – | – | – |
| Interest Income | $23,259,000 | $22,242,000 | $12,862,000 | $8,204,000 |
| Interest Expense | $13,585,000 | $12,563,000 | $4,519,000 | $1,816,000 |
| Depreciation & Amortization | $675,000 | $621,000 | $536,000 | $489,000 |
| EBITDA | $0 | $0 | $6,322,000 | $5,426,000 |
| % Margin | 0% | 0% | 57.6% | 59.4% |