Unity Bancorp, Inc.

UNTY · NASDAQ
Analyze with AI
9/30/2025
6/30/2025
3/31/2025
12/31/2024
Revenue$63,052$50,186$42,902$42,001
% Growth25.6%17%2.1%
Cost of Goods Sold$30,771$15,904$14,867$15,074
Gross Profit$32,281$34,282$28,035$26,927
% Margin51.2%68.3%65.3%64.1%
R&D Expenses$0$0$0$0
G&A Expenses$11,925$8,738$8,638$8,440
SG&A Expenses$12,380$9,194$9,029$8,788
Sales & Mktg Exp.$455$456$391$348
Other Operating Expenses$0$3,560$3,582$3,650
Operating Expenses$12,380$12,754$12,611$12,438
Operating Income$19,901$21,528$15,424$14,489
% Margin31.6%42.9%36%34.5%
Other Income/Exp. Net-$1,035$0$0$0
Pre-Tax Income$18,866$21,528$15,424$14,489
Tax Expense$4,476$5,037$3,826$2,984
Net Income$14,395$16,491$11,598$11,505
% Margin22.8%32.9%27%27.4%
EPS1.431.641.151.15
% Growth-12.8%42.6%0%
EPS Diluted1.411.611.131.13
Weighted Avg Shares Out10,04110,03310,05410,002
Weighted Avg Shares Out Dil10,23110,21210,24710,204
Supplemental Information
Interest Income$83,401$42,600$40,801$40,264
Interest Expense$14,504$14,043$13,550$13,774
Depreciation & Amortization$727$295$684$848
EBITDA$19,593$21,823$16,108$15,337
% Margin31.1%43.5%37.5%36.5%