Union Bankshares, Inc.
UNB · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $76,418 | $66,106 | $52,422 | $51,338 |
| % Growth | 15.6% | 26.1% | 2.1% | – |
| Cost of Goods Sold | $30,520 | $18,768 | $4,524 | $3,565 |
| Gross Profit | $45,898 | $47,338 | $47,898 | $47,773 |
| % Margin | 60.1% | 71.6% | 91.4% | 93.1% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $27,580 | $25,369 | $19,735 | $20,209 |
| SG&A Expenses | $28,284 | $26,028 | $20,352 | $20,739 |
| Sales & Mktg Exp. | $704 | $659 | $617 | $530 |
| Other Operating Expenses | $8,484 | $8,433 | $12,299 | $11,218 |
| Operating Expenses | $36,768 | $34,461 | $32,651 | $31,957 |
| Operating Income | $9,130 | $12,877 | $15,247 | $15,816 |
| % Margin | 11.9% | 19.5% | 29.1% | 30.8% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $9,130 | $12,877 | $15,247 | $15,816 |
| Tax Expense | $369 | $1,620 | $2,632 | $2,646 |
| Net Income | $8,761 | $11,257 | $12,615 | $13,170 |
| % Margin | 11.5% | 17% | 24.1% | 25.7% |
| EPS | 1.94 | 2.5 | 2.81 | 2.94 |
| % Growth | -22.4% | -11% | -4.4% | – |
| EPS Diluted | 1.92 | 2.48 | 2.79 | 2.92 |
| Weighted Avg Shares Out | 4,523 | 4,503 | 4,496 | 4,484 |
| Weighted Avg Shares Out Dil | 4,554 | 4,537 | 4,514 | 4,509 |
| Supplemental Information | – | – | – | – |
| Interest Income | $67,413 | $56,847 | $43,948 | $39,273 |
| Interest Expense | $29,590 | $19,267 | $4,524 | $3,565 |
| Depreciation & Amortization | $1,593 | $1,639 | $1,801 | $1,896 |
| EBITDA | $10,723 | $14,516 | $17,048 | $17,712 |
| % Margin | 14% | 22% | 32.5% | 34.5% |