UMB Financial Corporation
UMBF · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Operating Activities | – | – | – | – |
| Net Income | $441,243 | $350,024 | $431,682 | $353,018 |
| Dep. & Amort. | $52,771 | $58,723 | $54,022 | $55,747 |
| Deferred Tax | -$16,174 | -$20,439 | -$6,308 | -$12,724 |
| Stock-Based Comp. | $22,579 | $18,694 | $21,491 | $21,208 |
| Change in WC | -$362,262 | -$15,839 | $232,000 | $55,002 |
| Other Non-Cash | $87,129 | $81,441 | $36,667 | $61,831 |
| Operating Cash Flow | $225,286 | $472,604 | $769,554 | $534,082 |
| Investing Activities | – | – | – | – |
| PP&E Inv. | -$24,206 | -$26,910 | -$51,716 | -$33,687 |
| Net Acquisitions | -$109,046 | -$793 | $548,624 | $18,431 |
| Inv. Purchases | -$8,355,136 | -$1,835,247 | -$2,262,643 | -$5,844,328 |
| Inv. Sales/Matur. | $7,968,680 | $1,991,392 | $1,621,718 | $2,396,777 |
| Other Inv. Act. | -$2,742,793 | -$1,401,714 | -$3,701,368 | -$772,683 |
| Investing Cash Flow | -$3,262,501 | -$1,273,272 | -$3,845,385 | -$4,235,490 |
| Financing Activities | – | – | – | – |
| Debt Repay. | -$1,800,000 | $1,800,000 | $110,000 | $0 |
| Stock Issued | $0 | $0 | $0 | $0 |
| Stock Repurch. | -$7,738 | -$8,367 | -$31,997 | -$5,506 |
| Dividends Paid | -$77,127 | -$74,245 | -$72,030 | -$66,750 |
| Other Fin. Act. | $7,842,513 | $3,053,664 | -$4,586,832 | $9,490,662 |
| Financing Cash Flow | $5,957,648 | $4,771,052 | -$4,580,859 | $9,418,406 |
| Forex Effect | $0 | $0 | $0 | $0 |
| Net Chg. in Cash | $2,920,433 | $3,970,384 | -$7,656,690 | $5,716,998 |
| Supplemental Information | – | – | – | – |
| Beg. Cash | $5,528,258 | $1,557,874 | $9,214,564 | $3,497,566 |
| End Cash | $8,448,691 | $5,528,258 | $1,557,874 | $9,214,564 |
| Free Cash Flow | $201,080 | $445,694 | $717,838 | $500,395 |