UMB Financial Corporation
UMBF · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $1,491,254 | $1,016,721 | $850,523 | $680,216 |
| % Growth | 46.7% | 19.5% | 25% | – |
| Cost of Goods Sold | $830,844 | $404,513 | $426,331 | $304,994 |
| Gross Profit | $660,410 | $612,208 | $424,192 | $375,222 |
| % Margin | 44.3% | 60.2% | 49.9% | 55.2% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $434,949 | $213,551 | $221,398 | $161,062 |
| SG&A Expenses | $446,043 | $224,895 | $229,396 | $170,061 |
| Sales & Mktg Exp. | $11,094 | $11,344 | $7,998 | $8,999 |
| Other Operating Expenses | -$22,188 | $112,272 | $101,746 | $60,337 |
| Operating Expenses | $423,855 | $337,167 | $331,142 | $230,398 |
| Operating Income | $236,555 | $275,041 | $93,050 | $144,824 |
| % Margin | 15.9% | 27.1% | 10.9% | 21.3% |
| Other Income/Exp. Net | – | $0 | $0 | $0 |
| Pre-Tax Income | $236,555 | $275,041 | $93,050 | $144,824 |
| Tax Expense | $48,239 | $57,647 | $11,717 | $24,827 |
| Net Income | $188,316 | $217,394 | $81,333 | $119,997 |
| % Margin | 12.6% | 21.4% | 9.6% | 17.6% |
| EPS | 2.51 | 2.84 | 1.22 | 2.46 |
| % Growth | -11.6% | 132.8% | -50.4% | – |
| EPS Diluted | 2.5 | 2.82 | 1.21 | 2.44 |
| Weighted Avg Shares Out | 75,026 | 75,923 | 65,063 | 48,807 |
| Weighted Avg Shares Out Dil | 75,326 | 76,242 | 65,496 | 49,179 |
| Supplemental Information | – | – | – | – |
| Interest Income | $1,588,507 | $850,537 | $737,970 | $554,968 |
| Interest Expense | $403,855 | $383,513 | $340,331 | $285,994 |
| Depreciation & Amortization | $67,361 | $37,995 | $29,366 | $12,714 |
| EBITDA | $303,916 | $313,036 | $122,416 | $157,538 |
| % Margin | 20.4% | 30.8% | 14.4% | 23.2% |