UMB Financial Corporation
UMBF · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $1,491 | $1,017 | $851 | $680 |
| % Growth | 46.7% | 19.5% | 25% | – |
| Cost of Goods Sold | $831 | $405 | $426 | $305 |
| Gross Profit | $660 | $612 | $424 | $375 |
| % Margin | 44.3% | 60.2% | 49.9% | 55.2% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $435 | $214 | $221 | $161 |
| SG&A Expenses | $446 | $225 | $229 | $170 |
| Sales & Mktg Exp. | $11 | $11 | $8 | $9 |
| Other Operating Expenses | -$22 | $112 | $102 | $60 |
| Operating Expenses | $424 | $337 | $331 | $230 |
| Operating Income | $237 | $275 | $93 | $145 |
| % Margin | 15.9% | 27.1% | 10.9% | 21.3% |
| Other Income/Exp. Net | – | $0 | $0 | $0 |
| Pre-Tax Income | $237 | $275 | $93 | $145 |
| Tax Expense | $48 | $58 | $12 | $25 |
| Net Income | $188 | $217 | $81 | $120 |
| % Margin | 12.6% | 21.4% | 9.6% | 17.6% |
| EPS | 2.51 | 2.84 | 1.22 | 2.46 |
| % Growth | -11.6% | 132.8% | -50.4% | – |
| EPS Diluted | 2.5 | 2.82 | 1.21 | 2.44 |
| Weighted Avg Shares Out | 75 | 76 | 65 | 49 |
| Weighted Avg Shares Out Dil | 75 | 76 | 65 | 49 |
| Supplemental Information | – | – | – | – |
| Interest Income | $1,589 | $851 | $738 | $555 |
| Interest Expense | $404 | $384 | $340 | $286 |
| Depreciation & Amortization | $67 | $38 | $29 | $13 |
| EBITDA | $304 | $313 | $122 | $158 |
| % Margin | 20.4% | 30.8% | 14.4% | 23.2% |