UMB Financial Corporation
UMBF · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Operating Activities | – | – | – | – |
| Net Income | $188,316 | $217,394 | $81,333 | $119,997 |
| Dep. & Amort. | $37,012 | $37,995 | $29,366 | $12,714 |
| Deferred Tax | $1,447 | $7,062 | $16,710 | -$9,376 |
| Stock-Based Comp. | $7,723 | $7,879 | $12,830 | $6,990 |
| Change in WC | $56,887 | $58,421 | $162,343 | -$250,334 |
| Other Non-Cash | -$19,176 | -$43,365 | $60,439 | $53,138 |
| Operating Cash Flow | $272,209 | $285,386 | $363,021 | -$66,871 |
| Investing Activities | – | – | – | – |
| PP&E Inv. | -$14,398 | -$14,604 | -$8,823 | -$10,180 |
| Net Acquisitions | -$4,849 | $0 | $174,985 | $0 |
| Inv. Purchases | -$1,765,773 | -$1,728,677 | -$1,008,382 | -$1,291,409 |
| Inv. Sales/Matur. | $555,362 | $694,996 | $1,121,647 | $424,250 |
| Other Inv. Act. | -$913,289 | -$949,595 | $383,777 | -$841,118 |
| Investing Cash Flow | -$2,142,947 | -$1,997,880 | $663,204 | -$1,718,457 |
| Financing Activities | – | – | – | – |
| Debt Repay. | -$188,945 | $372,623 | -$11,055 | -$1,050,000 |
| Stock Issued | $0 | $0 | $235,141 | $0 |
| Stock Repurch. | -$1,301 | -$814 | -$15,434 | $0 |
| Dividends Paid | -$32,502 | -$32,387 | -$30,117 | -$19,525 |
| Other Fin. Act. | -$60,993 | $1,758,895 | $956,615 | $4,026,780 |
| Financing Cash Flow | -$283,741 | $2,098,317 | $1,135,150 | $2,957,255 |
| Forex Effect | $0 | $0 | $0 | $0 |
| Net Chg. in Cash | -$2,154,479 | $385,823 | $2,161,375 | $1,171,927 |
| Supplemental Information | – | – | – | – |
| Beg. Cash | $10,995,889 | $10,610,066 | $8,448,691 | $7,276,764 |
| End Cash | $8,841,410 | $10,995,889 | $10,610,066 | $8,448,691 |
| Free Cash Flow | $257,811 | $270,782 | $354,198 | -$77,051 |