UMB Financial Corporation
UMBF · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Operating Activities | – | – | – | – |
| Net Income | $188 | $217 | $81 | $120 |
| Dep. & Amort. | $37 | $38 | $29 | $13 |
| Deferred Tax | $1 | $7 | $17 | -$9 |
| Stock-Based Comp. | $8 | $8 | $13 | $7 |
| Change in WC | $57 | $58 | $162 | -$250 |
| Other Non-Cash | -$19 | -$43 | $60 | $53 |
| Operating Cash Flow | $272 | $285 | $363 | -$67 |
| Investing Activities | – | – | – | – |
| PP&E Inv. | -$14 | -$15 | -$9 | -$10 |
| Net Acquisitions | -$5 | $0 | $175 | $0 |
| Inv. Purchases | -$1,766 | -$1,729 | -$1,008 | -$1,291 |
| Inv. Sales/Matur. | $555 | $695 | $1,122 | $424 |
| Other Inv. Act. | -$913 | -$950 | $384 | -$841 |
| Investing Cash Flow | -$2,143 | -$1,998 | $663 | -$1,718 |
| Financing Activities | – | – | – | – |
| Debt Repay. | -$189 | $373 | -$11 | -$1,050 |
| Stock Issued | $0 | $0 | $235 | $0 |
| Stock Repurch. | -$1 | -$1 | -$15 | $0 |
| Dividends Paid | -$33 | -$32 | -$30 | -$20 |
| Other Fin. Act. | -$61 | $1,759 | $957 | $4,027 |
| Financing Cash Flow | -$284 | $2,098 | $1,135 | $2,957 |
| Forex Effect | $0 | $0 | $0 | $0 |
| Net Chg. in Cash | -$2,154 | $386 | $2,161 | $1,172 |
| Supplemental Information | – | – | – | – |
| Beg. Cash | $10,996 | $10,610 | $8,449 | $7,277 |
| End Cash | $8,841 | $10,996 | $10,610 | $8,449 |
| Free Cash Flow | $258 | $271 | $354 | -$77 |