UMB Financial Corporation
UMBF · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $2,636,962 | $2,244,490 | $1,583,159 | $1,241,989 |
| % Growth | 17.5% | 41.8% | 27.5% | – |
| Cost of Goods Sold | $1,231,167 | $959,816 | $261,623 | $66,001 |
| Gross Profit | $1,405,795 | $1,284,674 | $1,321,536 | $1,175,988 |
| % Margin | 53.3% | 57.2% | 83.5% | 94.7% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $593,913 | $553,421 | $524,431 | $504,442 |
| SG&A Expenses | $622,352 | $579,170 | $550,130 | $522,975 |
| Sales & Mktg Exp. | $28,439 | $25,749 | $25,699 | $18,533 |
| Other Operating Expenses | $242,170 | $283,902 | $239,395 | $223,953 |
| Operating Expenses | $864,522 | $863,072 | $789,525 | $746,928 |
| Operating Income | $541,273 | $421,602 | $532,011 | $429,060 |
| % Margin | 20.5% | 18.8% | 33.6% | 34.5% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $541,273 | $421,602 | $532,011 | $429,060 |
| Tax Expense | $100,030 | $71,578 | $100,329 | $76,042 |
| Net Income | $441,243 | $350,024 | $431,682 | $353,018 |
| % Margin | 16.7% | 15.6% | 27.3% | 28.4% |
| EPS | 9.05 | 7.22 | 8.93 | 7.31 |
| % Growth | 25.3% | -19.1% | 22.2% | – |
| EPS Diluted | 8.99 | 7.18 | 8.86 | 7.24 |
| Weighted Avg Shares Out | 48,748 | 48,504 | 48,341 | 48,271 |
| Weighted Avg Shares Out Dil | 49,057 | 48,764 | 48,747 | 48,738 |
| Supplemental Information | – | – | – | – |
| Interest Income | $2,171,009 | $1,838,705 | $1,137,520 | $861,522 |
| Interest Expense | $1,170,117 | $918,589 | $223,723 | $46,001 |
| Depreciation & Amortization | $52,771 | $58,723 | $54,022 | $55,747 |
| EBITDA | $594,044 | $480,325 | $586,033 | $484,807 |
| % Margin | 22.5% | 21.4% | 37% | 39% |