United Community Banks, Inc.
UCB · NYSE
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $1,480,415 | $1,291,291 | $928,929 | $716,272 |
| % Growth | 14.6% | 39% | 29.7% | – |
| Cost of Goods Sold | $601,324 | $508,772 | $124,711 | -$7,790 |
| Gross Profit | $879,091 | $782,519 | $804,218 | $724,062 |
| % Margin | 59.4% | 60.6% | 86.6% | 101.1% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $361,021 | $345,913 | $286,099 | $248,841 |
| SG&A Expenses | $369,567 | $355,386 | $294,483 | $254,751 |
| Sales & Mktg Exp. | $8,546 | $9,473 | $8,384 | $5,910 |
| Other Operating Expenses | $186,518 | $194,588 | $153,733 | $121,548 |
| Operating Expenses | $556,085 | $549,974 | $448,216 | $376,299 |
| Operating Income | $323,006 | $232,545 | $356,002 | $347,763 |
| % Margin | 21.8% | 18% | 38.3% | 48.6% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $323,006 | $232,545 | $356,002 | $347,763 |
| Tax Expense | $70,609 | $45,001 | $78,530 | $77,962 |
| Net Income | $252,397 | $187,544 | $277,472 | $269,801 |
| % Margin | 17% | 14.5% | 29.9% | 37.7% |
| EPS | 2.04 | 1.54 | 2.52 | 2.97 |
| % Growth | 32.5% | -38.9% | -15.2% | – |
| EPS Diluted | 2.04 | 1.54 | 2.52 | 2.97 |
| Weighted Avg Shares Out | 119,783 | 117,603 | 106,661 | 87,940 |
| Weighted Avg Shares Out Dil | 119,952 | 117,745 | 106,778 | 88,097 |
| Supplemental Information | – | – | – | – |
| Interest Income | $1,377,741 | $1,237,107 | $813,155 | $578,794 |
| Interest Expense | $550,373 | $419,342 | $60,798 | $29,760 |
| Depreciation & Amortization | $40,930 | $44,963 | $46,700 | -$2,063 |
| EBITDA | $363,936 | $277,508 | $402,702 | $345,700 |
| % Margin | 24.6% | 21.5% | 43.4% | 48.3% |