United Community Banks, Inc.
UCB · NYSE
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $277 | $376 | $366 | $380 |
| % Growth | -26.4% | 2.7% | -3.5% | – |
| Cost of Goods Sold | $102 | $134 | $139 | $146 |
| Gross Profit | $175 | $243 | $228 | $234 |
| % Margin | 63.1% | 64.5% | 62.1% | 61.5% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $6 | $92 | $89 | $90 |
| SG&A Expenses | $6 | $95 | $91 | $92 |
| Sales & Mktg Exp. | $0 | $3 | $2 | $2 |
| Other Operating Expenses | $0 | $47 | $46 | $45 |
| Operating Expenses | $6 | $142 | $136 | $137 |
| Operating Income | $168 | $101 | $91 | $96 |
| % Margin | 60.8% | 26.7% | 24.9% | 25.4% |
| Other Income/Exp. Net | -$50 | $0 | $0 | $0 |
| Pre-Tax Income | $118 | $101 | $91 | $96 |
| Tax Expense | $27 | $22 | $20 | $21 |
| Net Income | $92 | $79 | $71 | $76 |
| % Margin | 33.1% | 20.9% | 19.5% | 20% |
| EPS | 0.71 | 0.63 | 0.58 | 0.61 |
| % Growth | 12.7% | 8.6% | -4.9% | – |
| EPS Diluted | 0.7 | 0.63 | 0.58 | 0.61 |
| Weighted Avg Shares Out | 122 | 121 | 120 | 120 |
| Weighted Avg Shares Out Dil | 122 | 121 | 120 | 120 |
| Supplemental Information | – | – | – | – |
| Interest Income | $354 | $347 | $335 | $345 |
| Interest Expense | $120 | $122 | $123 | $135 |
| Depreciation & Amortization | $11 | $12 | $11 | $9 |
| EBITDA | $179 | $112 | $103 | $106 |
| % Margin | 64.7% | 29.9% | 28% | 27.9% |