United Community Banks, Inc.
UCB · NYSE
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Operating Activities | – | – | – | – |
| Net Income | $91,494 | $78,733 | $71,413 | $75,314 |
| Dep. & Amort. | $10,784 | $11,878 | $11,448 | $9,383 |
| Deferred Tax | -$1,430 | $3,382 | $168 | $4,063 |
| Stock-Based Comp. | $2,969 | $2,887 | $2,321 | $3,073 |
| Change in WC | $13,805 | -$9,581 | -$735 | $44,913 |
| Other Non-Cash | $5,473 | $9,537 | $14,017 | $11,346 |
| Operating Cash Flow | $123,095 | $96,836 | $98,632 | $148,092 |
| Investing Activities | – | – | – | – |
| PP&E Inv. | -$5,386 | -$12,121 | -$4,313 | -$5,539 |
| Net Acquisitions | $0 | $0 | $0 | $8,592 |
| Inv. Purchases | -$106,846 | -$144,460 | -$70,092 | -$884,499 |
| Inv. Sales/Matur. | $341,079 | $470,066 | $267,314 | $430,075 |
| Other Inv. Act. | -$248,404 | -$153,769 | -$249,488 | -$229,251 |
| Investing Cash Flow | -$19,557 | $159,716 | -$56,579 | -$680,622 |
| Financing Activities | – | – | – | – |
| Debt Repay. | $0 | -$100,000 | -$195,000 | $135,000 |
| Stock Issued | $0 | $0 | $0 | $0 |
| Stock Repurch. | -$91,541 | -$13,942 | $0 | $0 |
| Dividends Paid | -$29,541 | -$29,079 | -$29,057 | -$29,047 |
| Other Fin. Act. | $57,592 | -$173,714 | $300,416 | $207,985 |
| Financing Cash Flow | -$65,063 | -$318,308 | $74,786 | $312,364 |
| Forex Effect | $0 | $0 | $0 | $0 |
| Net Chg. in Cash | $38,475 | -$61,756 | $116,839 | -$220,166 |
| Supplemental Information | – | – | – | – |
| Beg. Cash | $574,956 | $636,712 | $519,873 | $740,039 |
| End Cash | $613,431 | $574,956 | $636,712 | $519,873 |
| Free Cash Flow | $117,709 | $84,715 | $94,319 | $142,553 |