United Community Banks, Inc.
UCB · NYSE
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Operating Activities | – | – | – | – |
| Net Income | $91 | $79 | $71 | $75 |
| Dep. & Amort. | $11 | $12 | $11 | $9 |
| Deferred Tax | -$1 | $3 | $0 | $4 |
| Stock-Based Comp. | $3 | $3 | $2 | $3 |
| Change in WC | $14 | -$10 | -$1 | $45 |
| Other Non-Cash | $5 | $10 | $14 | $11 |
| Operating Cash Flow | $123 | $97 | $99 | $148 |
| Investing Activities | – | – | – | – |
| PP&E Inv. | -$5 | -$12 | -$4 | -$6 |
| Net Acquisitions | $0 | $0 | $0 | $9 |
| Inv. Purchases | -$107 | -$144 | -$70 | -$884 |
| Inv. Sales/Matur. | $341 | $470 | $267 | $430 |
| Other Inv. Act. | -$248 | -$154 | -$249 | -$229 |
| Investing Cash Flow | -$20 | $160 | -$57 | -$681 |
| Financing Activities | – | – | – | – |
| Debt Repay. | $0 | -$100 | -$195 | $135 |
| Stock Issued | $0 | $0 | $0 | $0 |
| Stock Repurch. | -$92 | -$14 | $0 | $0 |
| Dividends Paid | -$31 | -$31 | -$31 | -$31 |
| Other Fin. Act. | $58 | -$174 | $300 | $208 |
| Financing Cash Flow | -$65 | -$318 | $75 | $312 |
| Forex Effect | $0 | $0 | $0 | $0 |
| Net Chg. in Cash | $38 | -$62 | $117 | -$220 |
| Supplemental Information | – | – | – | – |
| Beg. Cash | $575 | $637 | $520 | $740 |
| End Cash | $613 | $575 | $637 | $520 |
| Free Cash Flow | $118 | $85 | $94 | $143 |