United Bankshares, Inc.

UBSI · NASDAQ
Analyze with AI
9/30/2025
6/30/2025
3/31/2025
12/31/2024
Revenue$474,942$452,052$432,612$404,466
% Growth5.1%4.5%7%
Cost of Goods Sold$162,937$152,548$172,695$150,117
Gross Profit$312,005$299,504$259,917$254,349
% Margin65.7%66.3%60.1%62.9%
R&D Expenses$0$0$0$0
G&A Expenses$147,522$78,885$78,885$75,946
SG&A Expenses$147,522$78,885$78,885$75,946
Sales & Mktg Exp.$0$0$0$0
Other Operating Expenses$0$68,531$74,099$57,344
Operating Expenses$147,522$147,416$152,984$133,290
Operating Income$164,483$152,088$106,933$121,059
% Margin34.6%33.6%24.7%29.9%
Other Income/Exp. Net$0$0$0$0
Pre-Tax Income$164,483$152,088$106,933$121,059
Tax Expense$33,735$31,367$22,627$26,651
Net Income$130,748$120,721$84,306$94,408
% Margin27.5%26.7%19.5%23.3%
EPS0.920.850.590.7
% Growth8.2%44.1%-15.7%
EPS Diluted0.920.850.590.7
Weighted Avg Shares Out142,207142,207142,331135,236
Weighted Avg Shares Out Dil142,444142,444142,698135,732
Supplemental Information
Interest Income$430,957$421,196$403,647$376,034
Interest Expense$150,842$146,659$143,592$143,426
Depreciation & Amortization$0$0$0$0
EBITDA$164,483$152,088$106,933$121,059
% Margin34.6%33.6%24.7%29.9%
United Bankshares, Inc. (UBSI) Financial Statements & Key Stats | AlphaPilot