United Bankshares, Inc.

UBSI · NASDAQ
Analyze with AI
9/30/2025
6/30/2025
3/31/2025
12/31/2024
Revenue$475$452$433$404
% Growth5.1%4.5%7%
Cost of Goods Sold$163$153$173$150
Gross Profit$312$300$260$254
% Margin65.7%66.3%60.1%62.9%
R&D Expenses$0$0$0$0
G&A Expenses$148$79$79$76
SG&A Expenses$148$79$79$76
Sales & Mktg Exp.$0$0$0$0
Other Operating Expenses$0$69$74$57
Operating Expenses$148$147$153$133
Operating Income$164$152$107$121
% Margin34.6%33.6%24.7%29.9%
Other Income/Exp. Net$0$0$0$0
Pre-Tax Income$164$152$107$121
Tax Expense$34$31$23$27
Net Income$131$121$84$94
% Margin27.5%26.7%19.5%23.3%
EPS0.920.850.590.7
% Growth8.2%44.1%-15.7%
EPS Diluted0.920.850.590.7
Weighted Avg Shares Out142142142135
Weighted Avg Shares Out Dil142142143136
Supplemental Information
Interest Income$431$421$404$376
Interest Expense$151$147$144$143
Depreciation & Amortization$0$0$0$0
EBITDA$164$152$107$121
% Margin34.6%33.6%24.7%29.9%
United Bankshares, Inc. (UBSI) Financial Statements & Key Stats | AlphaPilot