United Security Bancshares
UBFO · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $65,464 | $65,946 | $51,002 | $41,027 |
| % Growth | -0.7% | 29.3% | 24.3% | – |
| Cost of Goods Sold | $16,864 | $12,516 | $4,997 | $4,186 |
| Gross Profit | $48,600 | $53,430 | $46,005 | $36,841 |
| % Margin | 74.2% | 81% | 90.2% | 89.8% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $14,320 | $13,595 | $12,285 | $12,098 |
| SG&A Expenses | $14,320 | $13,595 | $12,285 | $12,098 |
| Sales & Mktg Exp. | $0 | $0 | $0 | $0 |
| Other Operating Expenses | $13,960 | $12,359 | $11,661 | $11,429 |
| Operating Expenses | $28,280 | $25,954 | $23,946 | $23,527 |
| Operating Income | $20,320 | $27,476 | $22,059 | $13,314 |
| % Margin | 31% | 41.7% | 43.3% | 32.5% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $20,320 | $27,476 | $22,059 | $13,314 |
| Tax Expense | $5,537 | $7,680 | $6,373 | $3,216 |
| Net Income | $14,783 | $19,796 | $15,686 | $10,098 |
| % Margin | 22.6% | 30% | 30.8% | 24.6% |
| EPS | 0.86 | 1.16 | 0.92 | 0.59 |
| % Growth | -25.9% | 26.1% | 55.9% | – |
| EPS Diluted | 0.86 | 1.16 | 0.92 | 0.59 |
| Weighted Avg Shares Out | 17,188 | 17,114 | 17,040 | 17,011 |
| Weighted Avg Shares Out Dil | 17,200 | 17,125 | 17,062 | 17,031 |
| Supplemental Information | – | – | – | – |
| Interest Income | $60,751 | $60,377 | $49,257 | $37,730 |
| Interest Expense | $13,901 | $11,056 | $3,195 | $2,079 |
| Depreciation & Amortization | $2,115 | $2,105 | $1,931 | $1,146 |
| EBITDA | $22,435 | $29,581 | $23,990 | $14,460 |
| % Margin | 34.3% | 44.9% | 47% | 35.2% |