United Bancorp, Inc.
UBCP · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $43,981 | $40,903 | $31,744 | $30,414 |
| % Growth | 7.5% | 28.9% | 4.4% | – |
| Cost of Goods Sold | $15,020 | $10,560 | $2,318 | $1,341 |
| Gross Profit | $28,961 | $30,343 | $29,426 | $29,073 |
| % Margin | 65.8% | 74.2% | 92.7% | 95.6% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $11,077 | $11,270 | $11,071 | $10,424 |
| SG&A Expenses | $11,502 | $11,631 | $11,417 | $10,804 |
| Sales & Mktg Exp. | $425 | $361 | $346 | $380 |
| Other Operating Expenses | $10,164 | $9,221 | $8,473 | $7,588 |
| Operating Expenses | $21,666 | $20,852 | $19,890 | $18,392 |
| Operating Income | $7,295 | $9,491 | $9,536 | $10,681 |
| % Margin | 16.6% | 23.2% | 30% | 35.1% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $7,295 | $9,491 | $9,536 | $10,681 |
| Tax Expense | -$107 | $541 | $879 | $1,230 |
| Net Income | $7,402 | $8,950 | $8,657 | $9,451 |
| % Margin | 16.8% | 21.9% | 27.3% | 31.1% |
| EPS | 1.27 | 1.57 | 1.51 | 1.62 |
| % Growth | -19.1% | 4% | -6.8% | – |
| EPS Diluted | 1.27 | 1.57 | 1.51 | 1.62 |
| Weighted Avg Shares Out | 5,540 | 5,490 | 5,483 | 5,477 |
| Weighted Avg Shares Out Dil | 5,540 | 5,490 | 5,483 | 5,477 |
| Supplemental Information | – | – | – | – |
| Interest Income | $39,137 | $36,595 | $27,522 | $24,627 |
| Interest Expense | $14,721 | $11,014 | $3,273 | $2,596 |
| Depreciation & Amortization | $1,229 | $1,147 | $1,163 | $1,293 |
| EBITDA | $8,524 | $10,638 | $10,699 | $11,974 |
| % Margin | 19.4% | 26% | 33.7% | 39.4% |