United Bancorporation of Alabama, Inc.
UBAB · OTC
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $92,597 | $84,448 | $59,016 | $55,184 |
| % Growth | 9.6% | 43.1% | 6.9% | – |
| Cost of Goods Sold | $18,672 | $8,543 | $5,737 | $4,699 |
| Gross Profit | $73,925 | $75,905 | $53,279 | $50,485 |
| % Margin | 79.8% | 89.9% | 90.3% | 91.5% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $23,099 | $19,696 | $17,577 | $15,605 |
| SG&A Expenses | $24,303 | $20,814 | $18,313 | $16,302 |
| Sales & Mktg Exp. | $1,203 | $1,118 | $736 | $697 |
| Other Operating Expenses | $13,528 | $14,125 | $10,942 | $10,241 |
| Operating Expenses | $37,831 | $34,938 | $29,255 | $26,543 |
| Operating Income | $36,094 | $40,967 | $24,024 | $23,942 |
| % Margin | 39% | 48.5% | 40.7% | 43.4% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $36,094 | $40,967 | $24,024 | $23,942 |
| Tax Expense | $8,091 | $9,426 | $5,339 | $5,409 |
| Net Income | $28,003 | $31,541 | $18,685 | $18,533 |
| % Margin | 30.2% | 37.3% | 31.7% | 33.6% |
| EPS | 7.65 | 8.81 | 5.11 | 4.87 |
| % Growth | -13.2% | 72.4% | 4.9% | – |
| EPS Diluted | 7.65 | 8.81 | 5.11 | 4.87 |
| Weighted Avg Shares Out | 3,523 | 3,581 | 3,655 | 3,808 |
| Weighted Avg Shares Out Dil | 3,523 | 3,581 | 3,655 | 3,808 |
| Supplemental Information | – | – | – | – |
| Interest Income | $73,776 | $66,187 | $47,078 | $35,764 |
| Interest Expense | $14,312 | $7,427 | $3,686 | $2,837 |
| Depreciation & Amortization | $1,402 | $1,434 | $1,564 | $1,480 |
| EBITDA | $37,496 | $42,401 | $25,588 | $25,422 |
| % Margin | 40.5% | 50.2% | 43.4% | 46.1% |