TrustCo Bank Corp NY
TRST · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $263,150 | $244,521 | $205,862 | $185,919 |
| % Growth | 7.6% | 18.8% | 10.7% | – |
| Cost of Goods Sold | $93,377 | $55,611 | $6,126 | $2,124 |
| Gross Profit | $169,773 | $188,910 | $199,736 | $183,795 |
| % Margin | 64.5% | 77.3% | 97% | 98.9% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $52,265 | $55,542 | $49,063 | $51,731 |
| SG&A Expenses | $54,068 | $57,420 | $51,109 | $53,706 |
| Sales & Mktg Exp. | $1,803 | $1,878 | $2,046 | $1,975 |
| Other Operating Expenses | $51,659 | $53,877 | $49,210 | $47,956 |
| Operating Expenses | $105,727 | $111,297 | $100,319 | $101,662 |
| Operating Income | $64,046 | $77,613 | $99,417 | $82,133 |
| % Margin | 24.3% | 31.7% | 48.3% | 44.2% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $64,046 | $77,613 | $99,417 | $82,133 |
| Tax Expense | $15,213 | $18,967 | $24,183 | $20,614 |
| Net Income | $48,833 | $58,646 | $75,234 | $61,519 |
| % Margin | 18.6% | 24% | 36.5% | 33.1% |
| EPS | 2.57 | 3.08 | 3.93 | 3.19 |
| % Growth | -16.6% | -21.6% | 23.2% | – |
| EPS Diluted | 2.57 | 3.08 | 3.93 | 3.19 |
| Weighted Avg Shares Out | 19,018 | 19,024 | 19,131 | 19,259 |
| Weighted Avg Shares Out Dil | 19,037 | 19,025 | 19,133 | 19,263 |
| Supplemental Information | – | – | – | – |
| Interest Income | $243,316 | $226,206 | $186,602 | $167,982 |
| Interest Expense | $91,377 | $54,361 | $6,467 | $7,574 |
| Depreciation & Amortization | $11,435 | $10,786 | $10,553 | $10,583 |
| EBITDA | $75,481 | $88,399 | $109,970 | $92,716 |
| % Margin | 28.7% | 36.2% | 53.4% | 49.9% |