TrustCo Bank Corp NY
TRST · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $70,722 | $69,324 | $67,763 | $66,318 |
| % Growth | 2% | 2.3% | 2.2% | – |
| Cost of Goods Sold | $23,164 | $23,376 | $22,744 | $23,407 |
| Gross Profit | $47,558 | $45,948 | $45,047 | $42,911 |
| % Margin | 67.2% | 66.3% | 66.5% | 64.7% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $13,779 | $13,012 | $13,082 | $13,181 |
| SG&A Expenses | $14,069 | $13,316 | $13,443 | $13,771 |
| Sales & Mktg Exp. | $290 | $304 | $361 | $590 |
| Other Operating Expenses | $12,173 | $12,907 | $12,886 | $14,394 |
| Operating Expenses | $26,242 | $26,223 | $26,329 | $28,165 |
| Operating Income | $21,316 | $19,725 | $18,718 | $14,746 |
| % Margin | 30.1% | 28.5% | 27.6% | 22.2% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $21,316 | $19,725 | $18,718 | $14,746 |
| Tax Expense | $5,058 | $4,686 | $4,443 | $3,465 |
| Net Income | $16,258 | $15,039 | $14,275 | $11,281 |
| % Margin | 23% | 21.7% | 21.1% | 17% |
| EPS | 0.86 | 0.79 | 0.75 | 0.59 |
| % Growth | 8.9% | 5.3% | 27.1% | – |
| EPS Diluted | 0.86 | 0.79 | 0.75 | 0.59 |
| Weighted Avg Shares Out | 18,965 | 18,965 | 19,020 | 19,010 |
| Weighted Avg Shares Out Dil | 18,994 | 18,994 | 19,044 | 19,036 |
| Supplemental Information | – | – | – | – |
| Interest Income | $66,033 | $64,472 | $62,817 | $61,909 |
| Interest Expense | $22,914 | $22,726 | $22,444 | $23,007 |
| Depreciation & Amortization | $2,883 | $2,845 | $2,808 | $3,272 |
| EBITDA | $24,199 | $22,570 | $21,526 | $18,018 |
| % Margin | 34.2% | 32.6% | 31.8% | 27.2% |