TrustCo Bank Corp NY

TRST · NASDAQ
Analyze with AI
9/30/2025
6/30/2025
3/31/2025
12/31/2024
Revenue$71$69$68$66
% Growth2%2.3%2.2%
Cost of Goods Sold$23$23$23$23
Gross Profit$48$46$45$43
% Margin67.2%66.3%66.5%64.7%
R&D Expenses$0$0$0$0
G&A Expenses$14$13$13$13
SG&A Expenses$14$13$13$14
Sales & Mktg Exp.$0$0$0$1
Other Operating Expenses$12$13$13$14
Operating Expenses$26$26$26$28
Operating Income$21$20$19$15
% Margin30.1%28.5%27.6%22.2%
Other Income/Exp. Net$0$0$0$0
Pre-Tax Income$21$20$19$15
Tax Expense$5$5$4$3
Net Income$16$15$14$11
% Margin23%21.7%21.1%17%
EPS0.860.790.750.59
% Growth8.9%5.3%27.1%
EPS Diluted0.860.790.750.59
Weighted Avg Shares Out19191919
Weighted Avg Shares Out Dil19191919
Supplemental Information
Interest Income$66$64$63$62
Interest Expense$23$23$22$23
Depreciation & Amortization$3$3$3$3
EBITDA$24$23$22$18
% Margin34.2%32.6%31.8%27.2%