Traditions Bancorp, Inc.

TRBK · OTC
Analyze with AI
12/31/2023
12/31/2022
12/31/2021
12/31/2020
Revenue$45,993$34,440$35,686$38,395
% Growth33.5%-3.5%-7.1%
Cost of Goods Sold-$14,395$0$0$0
Gross Profit$45,993$31,771$35,686$34,718
% Margin100%92.3%100%90.4%
R&D Expenses$0$0$0$0
G&A Expenses$798$791$1,004$807
SG&A Expenses$1,336$1,358$1,749$1,128
Sales & Mktg Exp.$538$567$745$321
Other Operating Expenses$23,774$20,114$22,086$16,180
Operating Expenses$25,110$21,472$23,835$17,308
Operating Income$9,417$7,040$13,619$13,072
% Margin20.5%20.4%38.2%34%
Other Income/Exp. Net-$3,353$0-$3,371-$2,639
Pre-Tax Income$6,064$7,040$10,248$10,433
Tax Expense$1,135$1,294$2,037$2,065
Net Income$4,929$5,746$8,211$8,368
% Margin10.7%16.7%23%21.8%
EPS1.782.032.682.67
% Growth-12.3%-24.3%0.4%
EPS Diluted1.7722.672.66
Weighted Avg Shares Out2,7852,8103,0283,133
Weighted Avg Shares Out Dil2,7872,8553,0733,143
Supplemental Information
Interest Income$40,244$27,769$22,954$23,678
Interest Expense$14,395$2,669$1,503$3,693
Depreciation & Amortization$1,328$1,346$1,245$731
EBITDA$7,392$8,386$11,493$11,164
% Margin16.1%24.3%32.2%29.1%