The Hanover Insurance Group, Inc.

THG · NYSE
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9/30/2025
6/30/2025
3/31/2025
12/31/2024
Revenue$1,658$1,651$1,596$1,578
% Growth0.4%3.5%1.1%
Cost of Goods Sold$1,252$1,276$1,269$1,172
Gross Profit$406$375$327$406
% Margin24.5%22.7%20.5%25.7%
R&D Expenses$0$0$0$0
G&A Expenses$0$0$0$0
SG&A Expenses$0$0$0$0
Sales & Mktg Exp.$0$0$0$0
Other Operating Expenses$179$176$166$195
Operating Expenses$179$176$166$195
Operating Income$227$199$160$212
% Margin13.7%12%10%13.4%
Other Income/Exp. Net$0$0$0$0
Pre-Tax Income$227$199$160$212
Tax Expense$49$42$32$44
Net Income$179$157$128$168
% Margin10.8%9.5%8%10.6%
EPS4.984.383.54.59
% Growth13.7%25.1%-23.7%
EPS Diluted4.914.33.54.59
Weighted Avg Shares Out36363636
Weighted Avg Shares Out Dil36363637
Supplemental Information
Interest Income$0$0$0$0
Interest Expense$12$9$9$9
Depreciation & Amortization-$1-$1-$1-$1
EBITDA$238$206$168$219
% Margin14.3%12.5%10.5%13.9%