TFS Financial Corporation
TFSL · NASDAQ
9/30/2025 | 9/30/2024 | 9/30/2023 | 9/30/2022 | |
|---|---|---|---|---|
| Revenue | $791,960 | $758,776 | $633,348 | $433,137 |
| % Growth | 4.4% | 19.8% | 46.2% | – |
| Cost of Goods Sold | $472,986 | $454,116 | $326,852 | $142,937 |
| Gross Profit | $318,974 | $304,660 | $306,496 | $290,200 |
| % Margin | 40.3% | 40.2% | 48.4% | 67% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $119,031 | $122,353 | $126,237 | $118,700 |
| SG&A Expenses | $137,664 | $142,084 | $151,525 | $139,963 |
| Sales & Mktg Exp. | $18,633 | $19,731 | $25,288 | $21,263 |
| Other Operating Expenses | $66,595 | $62,263 | $61,604 | $58,183 |
| Operating Expenses | $204,259 | $204,347 | $213,129 | $198,146 |
| Operating Income | $114,715 | $100,313 | $93,367 | $92,054 |
| % Margin | 14.5% | 13.2% | 14.7% | 21.3% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $114,715 | $100,313 | $93,367 | $92,054 |
| Tax Expense | $23,756 | $20,725 | $18,117 | $17,489 |
| Net Income | $90,959 | $79,588 | $75,250 | $74,565 |
| % Margin | 11.5% | 10.5% | 11.9% | 17.2% |
| EPS | 0.33 | 0.28 | 0.26 | 0.26 |
| % Growth | 17.9% | 7.7% | 0% | – |
| EPS Diluted | 0.32 | 0.28 | 0.26 | 0.26 |
| Weighted Avg Shares Out | 278,716 | 278,178 | 277,436 | 277,371 |
| Weighted Avg Shares Out Dil | 279,759 | 279,144 | 278,583 | 278,686 |
| Supplemental Information | – | – | – | – |
| Interest Income | $763,180 | $734,074 | $611,919 | $409,333 |
| Interest Expense | $470,486 | $455,616 | $328,352 | $141,937 |
| Depreciation & Amortization | $23,048 | $19,034 | $18,115 | $27,035 |
| EBITDA | $137,763 | $119,347 | $111,482 | $119,089 |
| % Margin | 17.4% | 15.7% | 17.6% | 27.5% |