TFS Financial Corporation
TFSL · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $207,214 | $198,455 | $193,020 | $193,271 |
| % Growth | 4.4% | 2.8% | -0.1% | – |
| Cost of Goods Sold | $122,730 | $117,913 | $115,403 | $116,940 |
| Gross Profit | $84,484 | $80,542 | $77,617 | $76,331 |
| % Margin | 40.8% | 40.6% | 40.2% | 39.5% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $19,128 | $31,170 | $35,283 | $33,450 |
| SG&A Expenses | $23,665 | $36,980 | $39,915 | $37,104 |
| Sales & Mktg Exp. | $4,537 | $5,810 | $4,632 | $3,654 |
| Other Operating Expenses | $28,380 | $16,205 | $11,173 | $10,837 |
| Operating Expenses | $52,045 | $53,185 | $51,088 | $47,941 |
| Operating Income | $32,439 | $27,357 | $26,529 | $28,390 |
| % Margin | 15.7% | 13.8% | 13.7% | 14.7% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $32,439 | $27,357 | $26,529 | $28,390 |
| Tax Expense | $6,440 | $5,844 | $5,508 | $5,964 |
| Net Income | $25,999 | $21,513 | $21,021 | $22,426 |
| % Margin | 12.5% | 10.8% | 10.9% | 11.6% |
| EPS | 0.092 | 0.076 | 0.074 | 0.079 |
| % Growth | 21.1% | 2.4% | -6.4% | – |
| EPS Diluted | 0.092 | 0.076 | 0.074 | 0.079 |
| Weighted Avg Shares Out | 278,716 | 278,699 | 278,729 | 278,538 |
| Weighted Avg Shares Out Dil | 279,759 | 279,717 | 279,719 | 279,579 |
| Supplemental Information | – | – | – | – |
| Interest Income | $199,053 | $191,407 | $185,952 | $186,768 |
| Interest Expense | $121,730 | $116,413 | $113,903 | $118,440 |
| Depreciation & Amortization | $6,238 | $5,947 | $5,554 | $5,309 |
| EBITDA | $38,677 | $33,304 | $32,083 | $33,699 |
| % Margin | 18.7% | 16.8% | 16.6% | 17.4% |