Triumph Financial, Inc.
TFIN · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $487,628 | $471,848 | $502,945 | $442,000 |
| % Growth | 3.3% | -6.2% | 13.8% | – |
| Cost of Goods Sold | $90,525 | $65,799 | $25,310 | $9,539 |
| Gross Profit | $397,103 | $406,049 | $477,635 | $432,461 |
| % Margin | 81.4% | 86.1% | 95% | 97.8% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $222,297 | $213,231 | $203,030 | $176,202 |
| SG&A Expenses | $228,480 | $219,971 | $211,062 | $181,500 |
| Sales & Mktg Exp. | $6,183 | $6,740 | $7,760 | $5,298 |
| Other Operating Expenses | $148,155 | $133,263 | $129,569 | $106,007 |
| Operating Expenses | $376,635 | $353,234 | $340,631 | $287,507 |
| Operating Income | $20,468 | $52,815 | $137,004 | $144,954 |
| % Margin | 4.2% | 11.2% | 27.2% | 32.8% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $20,468 | $52,815 | $137,004 | $144,954 |
| Tax Expense | $4,378 | $11,734 | $34,693 | $31,980 |
| Net Income | $16,090 | $41,081 | $102,311 | $112,974 |
| % Margin | 3.3% | 8.7% | 20.3% | 25.6% |
| EPS | 0.55 | 1.63 | 4.06 | 4.44 |
| % Growth | -66.3% | -59.9% | -8.6% | – |
| EPS Diluted | 0.54 | 1.61 | 3.96 | 4.35 |
| Weighted Avg Shares Out | 23,287 | 23,208 | 24,394 | 24,737 |
| Weighted Avg Shares Out Dil | 23,779 | 23,208 | 25,024 | 25,252 |
| Supplemental Information | – | – | – | – |
| Interest Income | $422,515 | $422,421 | $419,239 | $387,555 |
| Interest Expense | $72,059 | $54,342 | $18,747 | $18,425 |
| Depreciation & Amortization | $33,348 | $29,708 | $29,287 | $22,913 |
| EBITDA | $53,816 | $82,523 | $166,291 | $167,867 |
| % Margin | 11% | 17.5% | 33.1% | 38% |