Third Coast Bancshares, Inc.
TCBX · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $96,109 | $90,873 | $83,604 | $88,220 |
| % Growth | 5.8% | 8.7% | -5.2% | – |
| Cost of Goods Sold | $44,417 | $41,418 | $38,419 | $43,254 |
| Gross Profit | $51,692 | $49,455 | $45,185 | $44,966 |
| % Margin | 53.8% | 54.4% | 54% | 51% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $19,560 | $18,179 | $18,341 | $17,018 |
| SG&A Expenses | $20,059 | $18,682 | $18,750 | $17,544 |
| Sales & Mktg Exp. | $499 | $503 | $409 | $526 |
| Other Operating Expenses | $8,804 | $9,725 | $9,089 | $9,497 |
| Operating Expenses | $28,863 | $28,407 | $27,839 | $27,041 |
| Operating Income | $22,829 | $21,048 | $17,346 | $17,925 |
| % Margin | 23.8% | 23.2% | 20.7% | 20.3% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $22,829 | $21,048 | $17,346 | $17,925 |
| Tax Expense | $4,772 | $4,301 | $3,757 | $4,192 |
| Net Income | $18,057 | $16,747 | $13,589 | $13,733 |
| % Margin | 18.8% | 18.4% | 16.3% | 15.6% |
| EPS | 1.22 | 1.12 | 0.9 | 0.92 |
| % Growth | 8.9% | 24.4% | -2.2% | – |
| EPS Diluted | 1.03 | 0.89 | 0.71 | 0.72 |
| Weighted Avg Shares Out | 14,801 | 13,777 | 13,777 | 13,698 |
| Weighted Avg Shares Out Dil | 17,531 | 17,441 | 17,441 | 17,395 |
| Supplemental Information | – | – | – | – |
| Interest Income | $92,503 | $88,662 | $80,766 | $85,536 |
| Interest Expense | $41,654 | $39,288 | $37,969 | $42,098 |
| Depreciation & Amortization | $1,186 | $1,174 | $1,199 | $6,558 |
| EBITDA | $24,015 | $22,222 | $18,545 | $24,483 |
| % Margin | 25% | 24.5% | 22.2% | 27.8% |